5 Cheapest States to Buy a House in the US

Even in 2025 house affordability is a major challenge faced by the home buyers. Getting a super cheap, comfortable, and secure property in the developed country like the US seems like a dream. For immigrants, the rules are stricter and they have to hunt for a good place within their budget.

You can reach out to real estate agents in Dallas, Texas, who help Indians in the USA buy cheap houses. So, if you are still searching for that perfect house, this quick guide is for you.

Five Cheapest States to Buy Your Dream Home

1. West Virginia

Nestled in the mountainous region, national parks, heaven to remote workers, and rich cultural folklore, West Virginia has emerged as a revitalized town. You can settle in places like Charleston, Wheeling, and Huntington based on your salary and budget.

The average median sales price is $243,100, and the monthly housing payment is nearly $1225. You must take the flood insurance in this region.

2. Oklahoma

A beautiful rural town that has agriculture as its main occupation is now heading towards industrialization. It has the 2^nd lowest cost of living after West Virginia.

Enid and Lawton are the two affordable places in Oklahoma. The average sales price is $236, 700 and the monthly housing payment is $1479.

Living here will cost you 14% less, and you can even rent a 2-bedroom apartment for $840 per month. You can connect with real estate agents in Boston to buy you a budgeted house.

3. Alabama

From the Appalachian mountains in the north to the Gulf Coast in the South, the state boasts of the Southern Culture. Birmingham and Huntsville have a good job market and are affordable to stay.

The average home price here is $284,090, and the monthly home payment is $933. Moreover, the property tax in Alabama has also the lowest rate.

4. Iowa

This US state is known for its industrial and agricultural sector and cultural background. It has the lowest taxes but higher household income.

The average sales price is $227,500, and the monthly housing payment is $1494. Des Moines, Waterloo, and Dubuque are a few places in Iowa to buy your dream home.

5. Kentucky

Apart from the Kentucky Derby, the state is also known as an affordable place to reside and has a lower cost of living. The average sales price is $269, 938 and the monthly housing payment is $932. Even the property tax rate is 0.77%.

What Indians in the USA Must Look Out for When Buying a House?

Mortgage requirements of the state
Legal considerations for immigrants
Tax implications
Documentation process
US Credit history
Down payments for the house
Property taxes levied by the state
Presence required during the purchase or not

Conclusion

If you are an Indian and want to buy your own home in the USA, these are the five top cheapest states. You must compare the median sales price and mortgage monthly payments before buying the home.

Make sure to go through the documentation and other processes. You can hire the best real estate agent in New York to get you the cheapest house. Check Inditown listings to find the house that fits your lifestyle.

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Cheapest States to Buy a House in the US